Financial Planning

In addition to offering a broad range of financial services, we also offer fee-based financial planning.

For most of our clients, every aspect of their financial lives is mapped out over time with the help of our expert team of financial planners. With a number of specialists in distinct fields of expertise, we carefully coordinate your finances to form a completely integrated strategy that is based on your goals and objectives. Your plan drives all present and future financial-related decision-making. 

We are your single-source financial advocate, working with you and your advisors to achieve a common goal.

“Wealth Management is a matter of creating new assets and preserving what you've earned.We can help you meet those challenges with strategies designed to help you grow and preserve what you've worked hard to earn.“

         — Ben Herritage

For Today

You have unique needs and financial goals. Our team works with you to customize a plan based on the full range of financial and estate planning** issues you are likely to face now and over the course of your lifetime. We evaluate your overall asset allocation to ensure it matches your goals and your tolerance for risk. Using financial models, we make sure to comprehensively address your financial needs and goal.

For Tomorrow

Clients also rely on us to help them look ahead to their spending needs at various points in their lives, such as retirement, in light of all sources of income.

Retirement Planning

  • Pension Plans
  • Tax-deferred savings
  • Basic (taxable) savings
  • Social Security

College Education Funding

  • Section 529 plans
  • UGMA/UTMA accounts

When you become part of our client Group, we work with you closely to help you realize your financial goals.

  • Financial planning
  • Asset allocation***
  • Asset management****
  • Tax minimization strategies
  • Assett protection strategies
  • Protect family with insurance planning
  • Risk Management
  • Cash flow strategies
  • Increase charitable giving
  • Estate planning**
  • Estate distribution coordination
  • Family business succession
  • Control over personal affairs

** Estate Planning done in conjunction with your tax and legal advisor.

*** Asset allocation neither assures a profit nor protects against loss in declining markets.

**** By third party institutional managers