Employee Benefits

Providing creative solutions and outstanding service to meet the needs of today's rapidly changing employee benefits market. Effective benefits management can tilt the executive search and recruiting playing field decidedly in your favor.

Forward-thinking Benefits Directors believe price is unquestionably an important factor in benefit selection, but they also know that strategic benefit plan design can greatly influence an executive’s view of the company. Capital Financial Partners provides employee benefit programs to large and small corporations, enabling them to attract and retain top talent. Our commitment is to assist you in making informed decisions about the best choice for your company.

Most employers are starting to understand the value of bringing in professional advisors to explain their benefit programs to their executives. We specialize in this type of communication to the executives, so the benefit programs are a win-win situation for the employer as well as the employees.

“The design of the benefit programs and service to the individuals as well as the business,  is what makes these plans successful. That's what Capital Financial Partners is all about!" — Todd Smith, Director of Employee Benefits

We offer a full range of support services including training and education. We also provide your employees with the direct access to information they need, when they need it. Our goal is to help your employees fully understand the value of the benefits they are receiving from you.

Among them:

  • Group Health Insurance
  • Group Life, STD and LTD plans
  • Executive Carveout Programs
  • Deferred Compensation Programs

Group Benefits

Capital Financial Partners' Group Benefits team works as an extension of your human resources division.

We serve as a liaison between the carriers/vendors and our clients, and focus on providing employers with group benefit programs that are in the best interest of their employees. As part of our ongoing services, we communicate with our clients on a daily basis when needed. We work with group carriers on service and claims issues. We also provide assistance with employee communications, including enrollments and introduction of coverage enhancements. We also have periodic meetings to:

  • Analyze plan data, including claims experience or changes in employee population, that may affect coverages
  • Review legislative and regulatory changes
  • Review cost management approaches to reduce healthcare costs
  • Provide renewal projections including a review of plan premiums, retention, claims, stop loss levels and reserve adequacies for self-insured plans
  • Review employee contribution levels
  • Negotiate renewal offers